Terms & Conditions

These Terms and Conditions ("Terms") govern your use of the financial services provided by AHROBAUTSENTR TOV ("Company", "we", "us", or "our"). By using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these Terms, you must not use our services.

2. Services Provided

AHROBAUTSENTR TOV provides financial services including but not limited to credit services, financial consulting, and related financial products. All services are subject to approval and availability.

3. Eligibility

To be eligible for our services, you must:

• Be at least 18 years of age
• Provide accurate and complete information
• Meet our creditworthiness criteria
• Comply with all applicable laws and regulations

4. Application Process

When applying for credit or other services, you agree to:

• Provide truthful and accurate information
• Submit all required documentation
• Allow us to verify the information provided
• Understand that approval is not guaranteed

5. Credit Terms

All credit terms, including interest rates, repayment schedules, and fees, will be clearly disclosed in your credit agreement. Terms are subject to change based on creditworthiness assessment and market conditions.

6. Repayment Obligations

You are responsible for repaying all amounts borrowed according to the terms specified in your credit agreement. Failure to make timely payments may result in additional fees, interest charges, and legal action.

7. Interest Rates and Fees

Interest rates and fees are determined based on various factors including creditworthiness, loan amount, and repayment term. All rates and fees will be disclosed before you sign any agreement.

8. Privacy and Data Protection

We are committed to protecting your personal information. Please review our Privacy Policy to understand how we collect, use, and protect your data.

9. Limitation of Liability

To the maximum extent permitted by law, AHROBAUTSENTR TOV shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

11. Governing Law

These Terms are governed by the laws of Ukraine. Any disputes arising from these Terms or our services shall be resolved in accordance with Ukrainian law.

12. Contact Information

If you have any questions about these Terms, please contact us:

Oleksii Mykolaiovych Ohurtsov - Director-General
o.m.ohurtsov@benefittrade.space
+380951271006
64 vul. Polovky Poltava, Poltavska obl., 36010

Last Updated: November 2025